Future-proof banks are built to evolve

Adopt composable, cloud-native core banking, to progressively modernize and stay ahead of market, regulations, and technology shift.

Build the foundation for continuous evolution

Learn how you can modernize your core banking platform to accelerate innovation and future-proof your bank.

Future-Ready Banks build with Temenos

Banks worldwide face a shared challenge: the pace of change is accelerating, customer expectations continue to rise, and legacy core systems are becoming a barrier to growth. Based on global consumer research, bank technology data, and executive interviews, this Celent report reveals why future-proofing the core banking platform is now essential for achieving agility, innovation, and long-term success.

In this report, you’ll learn:

  • How modern core banking platforms help banks innovate faster and adapt to evolving customer, market, and regulatory demands.
  • Why AI, personalization, and continuous product innovation depend on flexible, cloud-native core banking foundations.
  • How future-proofing the core can reduce technology constraints, improve resilience, and position banks for sustainable growth in an increasingly competitive market.

Live Sessions with Celent & Temenos

Discover what customers expect from personalization, payments, fraud protection and AI. Join Temenos, Celent and banking leaders to explore the local findings and the technology priorities that can help banks close the expectation gap.

APAC’s Banking Expectation Gap

Tuesday, 24th November 2026, 11:00am SGT

Europe’s Banking Expectation Gap

Wednesday, 11th November, 1:00pm CET

MEA’s Banking Expectation Gap

Tuesday, 17th November 2026, 10:00am GMT

Measurable success

3x

new retail product launches per year*

400%

growth in transactions for EQ Bank

29%

faster time-to-market to launch new products*

Source: Temenos Value Benchmark

Real results

Modernizing core banking at Regions

Regions CTO Paul Weiss discusses how one of the largest regional banks in the U.S. is reducing complexity through progressive modernization, sharing lessons on how Temenos SaaS, composability and AI support large-scale core transformation.

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Start Delivering Innovation Faster

Because every bank is different, core modernization must fit its needs; Temenos empowers all banks to move at their pace and stay future‑ready with a composable, resilient core technology. Learn how banks can blend Composable Banking with SaaS, or select one approach, to shape the core strategy for success.

Composable Banking

Progressively modernize

Incrementally modernize your core to remove legacy limitations and build a more flexible, composable foundation for future growth.

Accelerate innovation

Lead in speed and innovation. Launch new products faster with open, upgradable capabilities that streamline integration and collaboration.

Get ready for the future

Deliver agility, scalability, and resilience by decoupling core banking into independent capabilities.

Adopt SaaS

Adopt and modernize

Adopt leading core functionality as banking-grade SaaS, and step-by-step build for resiliency and growth.

Faster product launches

Leverage pre-configured, end-to-end capabilities and collaborate with partners to launch new products in days.

Always ready for what’s next

Temenos SaaS offers banks the annual update service to easily consume the latest technology and product value.

Resources

Explore our solutions

Core Banking

Deliver innovative, composable, and comprehensive banking with Temenos core as the beating heart of your bank

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SaaS

Maximize customer focus and accelerate your growth with updated, resilient and secure banking services.

Regionalized Solutions

Regional functionality with local market practices and regulations.

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Get in touch

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